The John Galt Insurance Agency is one of the country's largest insurer of vacant and rental properties under a national program. Our unique insurance program is tailored for real estate investors, handymen and hard money lenders.  We have helped thousands of investors insure the interest they have in real property assets.  In most cases we can set up your insurance policy and cover your property the same day.

Some highlights of the program are: 

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  • Named Insured can be: An Individual, Partnership, LLC Corporation or Land Trust
  • No pictures or 4 point appraisal required
  • Dwelling Hazard Coverage
  • Up to $2,000,000 in Liability Coverage
  • Windstorm and Flood Insurance Available in Most Areas
  • Loss of Rental Income Coverage (10% of Policy Amount)
  • Monthly billing with flexible payment options
  • Optional additional coverages 

For a Quick Quote, click here print and complete the form then fax to 954-281-7130 or call at 888-686-GALT(4258) and ask for Investors Sales Department, or:

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 Download Forms:    Change Request 

Property Coverage

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  • Optional coverages available 
  • Flexible deductibles available
  • Actual Cash Value or Replacement Cost
  • Windstorm available in most areas
  • Debris Removal
  • Loss Assessments

Liability Coverage

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  • Form: Commercial General Liability
  • Annual Aggregate up to $2,000,000
  • Each Occurrence $1,000,000
  • Fire Damage Legal Liability up to $50,00
  • Medical Expense (any one person) $5,000
  • Liability applies to designated premises as noted in the policy

Additional Features

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  • No appraisal or 4-point inspection required
  • Named insured may be an individual, partnership, LLC, corporation or land trust
  • No minimum time requirements - full refunds
  • Evidence of insurance can be issued in a matter of hours
  • Older homes are eligible

Insurance Carrier

Lloyd’s (Rated A XV)

1 – 4 UNIT RENTAL PROPERTY PROGRAM HIGHLIGHTS - tenant occupied, leased or rented to others who occupy the dwelling.

Property Coverage

•  
  • Optional coverages available
  • Flexible deductibles available 
  • Actual Cash Value or Replacement Cost
  • Loss of Rental Income 
  • Windstorm available in most area 
  • Debris Removal
  • Loss Assessments

Liability Coverage

•  
  • Form: Commercial General Liability
  • Liability applies to designated premises as noted in the policy
  • Up to $2,000,000
  • Fire Damage Legal Liability $50,000
  • Medical Expense (any one person) $5,000
  • Deductible $500

Additional Features

•  
  • No appraisal or 4-point inspection required
  • Program covers properties owned by an individual, corporation, LLC, land trust, etc.
  • No minimum time requirements - full refunds
  • Evidence of insurance can be issued in a matter of hours
  • Older homes are eligible

Insurance Carrier

Lloyd’s rated (A XV)